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Topic: 1st time home ownership... Thoughts?  (Read 7988 times)

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&

  • Sea Lion
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  • Date Registered: Mar 2005
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FishingForTheCure

  • "I'm going to make dinner because my colors taste like hungry"
  • Manatee
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Jigstrike

  • Salmon
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  • Location: Oakley
  • Date Registered: Jul 2011
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I bit the bullet and went for a 15 year fixed. A little more but nice now not having a House payment.
Its GREAT being free of that. Now looking IN Montana FOR A PLACE TO RETIRE. Will miss the Ocean but seems like the Albacore bite has been better up North so a two or three day trip to Astoria to get that fix. Just my opinion. Its a little better than renting in that you will own it in time. I NEVER refinanced like my friends and I own and they are in another round of 30 year mortgage.


AlexB

  • Sea Lion
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  • Location: Oakland, CA
  • Date Registered: Mar 2011
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Thanks, guys.

We definitely plan on THOROUGH inspections if our offer is accepted. The house has been rehabbed recently, including foundation work (shear walls, tie downs, and minor cribbing in a couple areas), kitchen upgrades, new furnace, etc. I also crawled all around all the crawl spaces and did not see (or smell) any water or pest damage.

Fingers crossed...


soleman

  • Salmon
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Good luck Alex, looks like a nice place.


AlexB

  • Sea Lion
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Thanks, Soleman!

I think it would do just fine for us. We don't need a mansion, just somewhere comfortable.


&

  • Sea Lion
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  • Date Registered: Mar 2005
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Another thing to check is the Megan's law database.  The results can garner a surprising amount of negotiation leverage . . .

http://www.meganslaw.ca.gov/


Sin Coast

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  • Pat Kuhl
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How could a potential buyer leverage registered sex offenders for a lower price? Sorta-serious question.
Photobucket Sucks!

 Team A-Hulls

~old enough to know better, young enough to not care~


bwodun

  • Guest
How could a potential buyer leverage registered sex offenders for a lower price? Sorta-serious question.
maybe if it was known by the seller and not disclosed?


FishingForTheCure

  • "I'm going to make dinner because my colors taste like hungry"
  • Manatee
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How could a potential buyer leverage registered sex offenders for a lower price? Sorta-serious question.
maybe if it was known by the seller and not disclosed?
It's public, though.


9erfan

  • Sea Lion
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Televise the sewer lateral
1st place 2011 Red Barn Classic
2019 Hobie Outback


AlexB

  • Sea Lion
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The sex offender thing does not have to be disclosed because it's already public info. There is in fact a registered sex offender in the area, but that's going to be the case in just about any neighborhood I can afford. Take a look at the maps, they are scary and creepy...



AlexB

  • Sea Lion
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Televise the sewer lateral
Good tip. Sewer lateral has already been done, so we're good there.



9erfan

  • Sea Lion
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  • Location: Petaluma
  • Date Registered: Oct 2010
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1st place 2011 Red Barn Classic
2019 Hobie Outback


bwodun

  • Guest
How could a potential buyer leverage registered sex offenders for a lower price? Sorta-serious question.
maybe if it was known by the seller and not disclosed?
It's public, though.
see i would never would have even thought about this in my house search, and if i found out after the fact, well....now i need to look at some new things, thanks, cameron


 

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