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Topic: 1st time home ownership... Thoughts?  (Read 7993 times)

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Bushy

  • Administrator
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  • First, you do everything right.Then, you get lucky
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  • Location: Santa Cruz
  • Date Registered: Jan 2005
  • Posts: 8629

SANTA CRUZ KAYAK FISHING Guide Service  2004
NCKA
NWKA
Santa Cruz Sentinel
Monterey Herald
Western Outdoor News


bwodun

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AlexB

  • Sea Lion
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  • Location: Oakland, CA
  • Date Registered: Mar 2011
  • Posts: 5226
Thanks, guys! Man, my head is in 1,000,000 places at once right now... It's making it real hard to get any work done at the office today.


FisHunter

  • SonomaCoastSafetySquad
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  • Location: pinole,ca.
  • Date Registered: Mar 2006
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congrats!!.......one thing is a must....you must put some xtra money down on the principal of the loan.....it will save you alot of money in the long run.
Be Safe, Not Sorry = B'ropeUpFool!

Winner of nothing but goodtimes with good friends.


AlexB

  • Sea Lion
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  • Location: Oakland, CA
  • Date Registered: Mar 2011
  • Posts: 5226
Thanks, Fishunter. Good tip. We are going to aim for at least one extra payment per year toward principle only. That should knock at least 7 years off the 30 year timeframe. And build equity more quickly...


FisHunter

  • SonomaCoastSafetySquad
  • Manatee
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  • Mooch Taught Me How To Live Life
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  • Date Registered: Mar 2006
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Thanks, Fishunter. Good tip. We are going to aim for at least one extra payment per year toward principle only. That should knock at least 7 years off the 30 year timeframe. And build equity more quickly...
sounds tough, but you'll make it.......i remember being in your shoes back in '94 and looking ahead 30 years is hard......house is paid off now.
Be Safe, Not Sorry = B'ropeUpFool!

Winner of nothing but goodtimes with good friends.


  • Old school or no school.
  • Location: OAK
  • Date Registered: Dec 2014
  • Posts: 902
HOLY CRAP!!!! THEY ACCEPTED OUR OFFER!!!!

Nice!

Congrats.  This is about 6 or 8 blocks from my house that I've been in for a dozen years or so.  Neighborhood's come up a long way in that time, but thankfully, the donut shop on top of the hill at 73rd Ave is still going strong.

Regarding inspections: the big thing in this area is going to be foundation / sewer stuff as the hills are made of some very expansive soil, but it looks like they've already addressed this stuff.  The next bit would be residual asbestos insulation given the era of the construction.

Neighborhood tips:
get out of town each and every 4th of july and new year's eve if you value sleep.  It's insane.  I was out of town, but my wife was holding down the fort (keeping the dogs calm).  She reported hearing the first firework explosion at about 8:30am, and the last one at about 3:30am on the 5th.  We're still hearing a lot of residual stuff 3 days later. 
discover Gazalli's meat counter in Eastmont, and Old Weang Ping thai on Mac Arthur:
https://plus.google.com/106458237794761437540/about?hl=en
it's Teh Awesum.
14' Necky Dolphin, fast and wiggly, no room for anything.
Old Mitchell reel junkie.


AlexB

  • Sea Lion
  • ****
  • Location: Oakland, CA
  • Date Registered: Mar 2011
  • Posts: 5226

HOLY CRAP!!!! THEY ACCEPTED OUR OFFER!!!!

Nice!

Congrats.  This is about 6 or 8 blocks from my house that I've been in for a dozen years or so.  Neighborhood's come up a long way in that time, but thankfully, the donut shop on top of the hill at 73rd Ave is still going strong.

Regarding inspections: the big thing in this area is going to be foundation / sewer stuff as the hills are made of some very expansive soil, but it looks like they've already addressed this stuff.  The next bit would be residual asbestos insulation given the era of the construction.

Neighborhood tips:
get out of town each and every 4th of july and new year's eve if you value sleep.  It's insane.  I was out of town, but my wife was holding down the fort (keeping the dogs calm).  She reported hearing the first firework explosion at about 8:30am, and the last one at about 3:30am on the 5th.  We're still hearing a lot of residual stuff 3 days later. 
discover Gazalli's meat counter in Eastmont, and Old Weang Ping thai on Mac Arthur:
https://plus.google.com/106458237794761437540/about?hl=en
it's Teh Awesum.

Good stuff, thanks for sharing. Thankfully the foundation has already been addressed (we'll have it inspected anyway), and the sewer lateral has already been handled.

I usually try to get out of town for 4th of July weekend, but thankfully I stuck around this year. If I'd left town, I would have missed this opportunity.


Kurious

  • Salmon
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  • Location: san ramon
  • Date Registered: Nov 2014
  • Posts: 365
Nice! Congratulations to your new ownership! Now you have places for more kayak!  :smt005
Kurious George


AlexB

  • Sea Lion
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  • Location: Oakland, CA
  • Date Registered: Mar 2011
  • Posts: 5226
Well, we don't own it just yet, but it looks like we will soon!


AlexB

  • Sea Lion
  • ****
  • Location: Oakland, CA
  • Date Registered: Mar 2011
  • Posts: 5226
It's all falling into place! Hoping to sign the closing docs next Friday!

Goddam this happened quick!


bmb

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Nice - if you need help moving in, NOPE


FishingForTheCure

  • "I'm going to make dinner because my colors taste like hungry"
  • Manatee
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Nice - if you need help moving in, NOPE
:smt005

We ain't THAT kind of friend!  :smt044


FisHunter

  • SonomaCoastSafetySquad
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It's all falling into place! Hoping to sign the closing docs next Friday!

Goddam this happened quick!
They WANT your money!!  Give it to them!  :smt004
Be Safe, Not Sorry = B'ropeUpFool!

Winner of nothing but goodtimes with good friends.


AlexB

  • Sea Lion
  • ****
  • Location: Oakland, CA
  • Date Registered: Mar 2011
  • Posts: 5226
Ha! Good thing my cousin is a mover with his own truck.


 

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