Optio W20 Leaked

Last time I went out I took my camera but never took it out of the pocket on my seat back.  It was calm up by San Rafael so it never got wet.  When I got home I rinsed it off with tap water and dried it off.  The battery door was locked closed the whole time. That was two weeks ago.  Yesterday I took it out to take a picture and the whole picture was blurred up.  As the battery warmed the camera up, the front lens and the LCD became more fogged up.  Later the lens cleared up but the LCD had clear drops of condensation covering it on the inside.  I left it overnight on top of my computer modem to gently warm it.  Today it looks normal and works.  But I figure some seal somewhere must have leaked.  I'm sure if it had been submerged in salt water and not just rinsed with tap water the electronics inside would have crapped out.

Anyone else had any problems with their Optio W20s ?